The Right Niche Loan For You

Self Employed.   Jumbo Fallout.   DSCR – Investor.

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Popular Alternative Lending Options

The most popular alternative mortgage loan products available today are Non-QM Loans such as Bank Statement Loans, P & L qualifying, Asset Depletion, Jumbo Fallout, Bridge Loans, Hard Money, DSCR Rental Loans, and Non-US Citizen Mortgage Loans.

Self-Employed
Good Fico OK
Bank Statement
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 0% down payment
  • 40, 30yr, 15yr fixed, IO Option
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Landlord
Strong FICO
Investment Property
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 680+ Fico
  • 0% down payment
  • 40, 30yr, 15yr fixed, IO Option
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Self-Employed
Strong FICO
P & L / Profit & Loss
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 0% down payment
  • 40, 30yr, 15yr fixed, IO Option
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Bank Turndown
Prime Credit
Jumbo Bank Declines
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 700+ Fico
  • 10% down payment
  • 30yr, 15yr fixed, IO Option
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Alt Doc OK
Good to High Fico OK
Super Jumbo
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 10% down payment
  • 30yr, 15yr fixed, IO Option
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Get Cash Now
Be Cash Buyer
Residential Bridge Loan
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 25% down payment
  • 3 years Interest Only
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Project Capital
Close In 2 Weeks
Hard Money / Bridge
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 0% down payment
  • 3 year IO Option
  • Full Doc & Alt Doc ok
  • Loans to $3 Mil+
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Use Rents to Qualify
Rent Only Qualification
DSCR - Rental Income
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 0% LTV
  • 30yr, 15yr fixed, IO Option
  • DSCR, – Rents to Qualify – .75% Ok
  • Loans to $3 Mil+
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Best Small Apt Option
Competes With Banks
5 - 8 Units
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
  • 620+ Fico
  • 0% LTV
  • 30yr, 15yr fixed, IO Option
  • DSCR – Use Rents to Qualify
  • Loans to $3 Mil+
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