Top Loan Programs
Fannie Mae and Freddie Mac loans offer the lowest rates available. 30,20,15,10-year terms are available for purchase, rate and term, and cash out refinance for owners and investors. Qualify for the lowest rates for loan amounts up to $1,581,750 for conforming and jumbo loans. FICO scores as low as 620 are ok!
FHA / VA loans offer the lowest rates and down payments as low as Zero to 3.5% for first time homeowners and almost perfect credit. 30 &15 year terms are available for Zero Down purchases. Rate and term and cash out refinance are available for owner occupied properties. Qualify for the lowest rates with FICO scores in the 500-600 range.
Jumbo / Super Jumbo loans are available for prime credit at excellent rates. 30,20,15,10-year terms are available for purchase, rate and term, and cash out refinance for owners and investors. Qualify for the lowest rates for loan amounts over $548,250 up to $5,000,000. FICO scores as low as 700 are ok!
Qualify today for one of THREE 100% , ZERO DOWN, financing programs! Fannie Mae/Freddie Mac combo 100% loans, FHA/VA combo loans, and 1 other specialty combo loan is available! These loans are typically a 30 year fixed rate with a 3.5% Down Payment Assistance or stand alone 2nd mortgage. Loan amounts max out at FHA/VA guidelines and rates match FHA / VA rates today! Qualify Now while still available!
2nd Chance Loans are available for imperfect credit at competitive rates. Fixed rates with 30 and 15-year terms are available for purchase, rate and term, and cash out refinance for owners and investors. Qualify for great rates for loan amounts as low as $100,000 and up to $5,000,000. Get a lower payment, borrow for home improvements, or consolidate debt. FICO scores as low as 500 are ok!
Real Estate Investor Loans are available for Landlords and Investors looking for Fannie Mae and Freddie Mac conventional loans as well as less restrictive Non-Conforming Loans called Non-QM Loans. Qualified investment property owners can qualify using personal income showing bank statements or solely from the income of the property itself! A DSCR loan ia a loan that uses the subject property’s income to qualify for the loan. Credit scores from 620 are accepted.