Non-QM Loan Options For You

Self Employed.   Jumbo Fallout.   DSCR – Investor.

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Popular Alternative Lending Options

The most popular alternative mortgage loan products available today are Non-QM Loans such as Bank Statement Loans, P & L qualifying, Asse Depletion, Jumbo Fallout, Bridge Loans, Hard Money, DSCR Rental Loans, and Non-US Citizen Mortgage Loans.

Self-Employed
Good Fico OK
Bank Statement
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 10% down payment 
      • 40, 30yr, 15yr fixed, IO Option
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+
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Landlord
Strong Fico
Investment Property
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 680+ Fico
      • 10% down payment 
      • 40, 30yr, 15yr fixed, IO Option
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+
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Self-Employed
Strong Fico
P & L / Profit & Loss
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 10% down payment 
      • 40, 30yr, 15yr fixed, IO Option
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+ 
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Bank Turndown
Prime Credit
Jumbo Bank Declines
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 700+ Fico
      • 10% down payment 
      • 30yr, 15yr fixed, IO Option
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+
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Alt Doc OK
Good to High Fico OK
Jumbo/Super Jumbo
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 10% down payment 
      • 30yr, 15yr fixed, IO Option
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+
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Get Cash Now
Be Cash Buyer
Residential Bridge Loan
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 25% down payment 
      • 3 years Interest Only
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+
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Project Capital
Close In 2 Weeks
Hard Money / Bridge
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 30% down payment 
      • 3 year IO Option
      • Full Doc & Alt Doc ok
      • Loans to $3 Mil+
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Use Rents to Qualify
Rent Only Qualification
DSCR - Rental Income
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 80% LTV 
      • 30yr, 15yr fixed, IO Option
      • DSCR, – Rents to Qualify – .75% Ok
      • Loans to $3 Mil+
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Best Small Apt Option
Competes With Banks
5 - 8 Units
This is one of the most popular loan options for a reason. The longer 30-year term means lower, fixed monthly payments.
BENEFITS
      • 620+ Fico
      • 80% LTV
      • 30yr, 15yr fixed, IO Option
      • DSCR – Use Rents to Qualify
      • Loans to $3 Mil+
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