Fannie Mae / Freddie Mac Loans
Fannie and Freddie loans have competitive interest rates and low down payment options.
FHA / VA – Government Loans
An FHA loan has less-restrictive qualifications which can make it a good choice if you’re worried about coming up with a down payment and/or have a lower credit score.
VA Home Loans
If you are ready to buy a home, CalVet Home Loans is here to meet our veterans’ home financing needs. CalVet Home Loan products have no down payment requirements.
FHA / VA – Government Loans
An FHA loan is a mortgage insured by the Federal Housing Administration. Allowing down payments as low as 3.5% with a 580 FICO, FHA loans are helpful for buyers with limited savings or lower credit scores.
Jumbo / Super Jumbo Loans
A home loan amount that is higher than the conforming loan limit($484,350 in most US counties and as high as $726,525 in some high-cost areas), is generally considered a Jumbo Loan. If the loan amount exceeds $1,000,000, it is a Super Jumbo Loan.
Jumbo Self-Employed Loans
Self-Employed Mortgage Loans are Non-Conforming loans that offer enhanced mortgage solutions and higher limits for loan amounts above the conforming loan limit of $548,250 for most U.S. counties.
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