TRADITIONAL
CONVENTIONAL
A conventional loan, including high balance conforming loans, is a non-government mortgage option. It typically demands a higher credit score and down payment than government-backed loans.
FHA
FHA loans are mortgage loans insured by the Federal Housing Administration, designed to assist homebuyers with lower credit scores and smaller down payments, making homeownership more accessible.
VA
VA loans are mortgage loans exclusively available to veterans, active-duty service members, and eligible surviving spouses. They offer low or no down payment requirements for veterans.
ACCESS CASH FROM EQUITY
HELOC
Unlock home equity up to 500k. Access funds as needed. Revolving credit. Competitive rates. Flexible repayment. Financial freedom. Tax advantages. Borrow smarter with a HELOC loan.
PRIME HELOC
Harness your home equity up to 500k with prime credit guidelines. Benefit from competitive rates, revolving credit, easy fund access, and potential tax advantages. Empower your financial freedom.
JUMBO HELOC
Access substantial home equity. Ideal for high-value properties. Flexible borrowing, competitive rates, and financial power to achieve your dreams. Unlock your home’s full potential.
JUMBO LOANS
JUMBO PRIME
Jumbo prime mortgages offer substantial loans for luxury homes, tailored to high-income borrowers. They provide competitive rates and terms, catering to unique financial needs.
SUPER JUMBO
Super jumbo mortgages offer elite financing for ultra-high-value properties. Designed for affluent individuals, they provide flexible solutions with large loan amounts and exceptional terms.
JUMBO BANK DECLINE
Jumbo bank declines mortgages result from factors like lower credit scores, inadequate down payment, or unverified source of funds. Alternative lenders offer solutions for substantial home financing.
SELF EMPLOYED / 1099
SELF EMPLOYED
Let our team of mortgage experts guide you through the complex world of financing. With our help, your self-employed homebuying experience will be seamless and stress-free, from start to finish.
NON-QM
Unlock your dream home with non-QM loans. Say goodbye to strict guidelines and hello to flexibility. Get approved today and enjoy the home you’ve always wanted. Don’t wait, take the leap!
BANK STATEMENTS
Bank statement mortgages allow self-employed individuals to qualify based on bank statements rather than traditional income documentation, providing flexibility for home financing.
P & L
Profit and Loss (P&L) mortgages suit freelancers and business owners. They use business income statements to secure loans, offering tailored options for self-employed individuals.
1099 INCOME OK
1099 mortgages cater to independent contractors and freelancers. These loans consider income from 1099 forms, providing flexibility and options for self-employed individuals in home financing.
ALT DOC
ALT-DOC mortgage loans provide flexible options by requiring alternative documentation. Suitable for those with non-traditional income sources seeking simplified home financing.
NO DOC – NO JOB – NO RATIOS
NO DOC LOANS
Owners: Experience hassle-free financing with NO DOC loans. No need to worry about extensive documentation. Simplify the process and secure your home loan faster. Unlock the possibilities today!
NO DOC - NO JOB
Owners: NO-DOC loans streamline the mortgage process by requiring minimal documentation. Ideal for self-employed individuals and those seeking simplified home financing.
ALT DOC
Owners: ALT-DOC mortgage loans provide flexible options by requiring alternative documentation. Suitable for those with non-traditional income sources seeking simplified home financing.
INVESTORS
R E INVESTOR
An investor loan is a type of mortgage used to purchase or refinance investment properties, typically requiring larger down payments and slightly higher interest rates. Click to embark on your journey!
LANDLORD LOANS
Uncover and explore key landlord mortgage products that can supercharge returns and pave the way to unparalleled financial prosperity. Long term lending. Click to embark on your journey!
BLANKET LOANS
Blanket loans simplify real estate portfolio lending. We can finance multiple properties under one loan which helps streamline fundraising for new investment opportunities.
DSCR - Low Ratio
(Low Ratios to .75)
Access DSCR loans for 1-4 unit & 5-8 unit properties with a .75 ratio, optimizing rental income to meet mortgage requirements. Elevate your investment potential today.
DSCR - NO RATIO
(No Ratio Calculated)
Buy property investment opportunities with DSCR loans for 1-4 unit & 5-8 Units. No strict income ratio requirements. Elevate your real estate portfolio today.
DSCR 2-8 UNITS
(Ratios of 1.0+)
Secure DSCR loans for 2-8 unit properties with a 1.0 ratio, ensuring steady income covers mortgage costs. Elevate your real estate investment strategy now.
FOREIGN NATIONAL
FOREIGN NATIONAL
(Individual Tax ID)
(Owner-Occupied)
Foreign national loans offer non-U.S. residents the opportunity to finance a U.S. home for personal use, providing flexibility and options for international buyers.
ITIN
(Individual Tax ID)
(Owner-Occupied)
Secure your American dream with ITIN loans. Non-U.S. citizens can own homes too. Explore flexible mortgage options for ITIN holders.
ITIN - ALT - DOC
(Individual Tax ID)
(Owner-Occupied)
Unlock homeownership with ITIN loans and alternative documentation. Non-U.S. citizens can own homes too. Explore flexible mortgage solutions tailored for ITIN holders
FOREIGN NATIONAL
(Individual Tax ID)
(Investor)
Foreign national loans empower non-U.S. residents to invest in U.S. real estate, with tailored options for international investors seeking opportunities in the American market.
ITIN - DSCR - INVESTOR
(Individual Tax ID)
(Investor)
Explore ITIN investor loans for non-U.S. citizens seeking real estate investments. Capitalize on opportunities in the American market. Discover your investment potential today.
ITIN - ALT DOC
(Individual Tax ID)
(Investor)
Alt-A ITIN loans provide a unique opportunity for individuals without a Social Security Number to secure mortgages. These innovative loans open doors to homeownership and financial empowerment for a diverse range of borrowers.
SPECIALTY PROGRAMS
ATR - IN FULL
ATR-In Full: A game-changing mortgage product. Liquid assets equivalent to the loan amount satisfies income documentation rule which eliminates job proof. Assets in the bank show Ability To Repay. If you have liquid assets equal to the loan amount,
NO JOB is needed.
CANNIBIS INCOME
Individuals engaged in the cannabis industry can now leverage their cannabis-related income to qualify for mortgage loans. This development opens doors to homeownership for those within the industry, providing them with a formal avenue to secure real estate financing.
FOREIGN NATIONAL
(No Individual Tax ID Required)
(No SSN Required)
Foreign national loans empower non-U.S. residents to invest in U.S. real estate, with tailored options for international investors seeking opportunities in the American market.
ASSET DEPLETION
An asset depletion loan is a mortgage program that assesses a borrower’s qualification based on the value of their liquid assets, rather than relying solely on traditional monthly income.
AIRBNB - VRBO
Airbnb-VRBO mortgage loans cater to property owners renting through platforms like Airbnb and VRBO. These loans consider rental income, enabling hosts to invest and expand their hospitality ventures confidently.
DACA Loans
DACA mortgage loans provide a chance for individuals under the Deferred Action for Childhood Arrivals program to achieve homeownership. FHA and Conventional loan options are available.
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