Property Types:

• SFR 1 Unit
• Two Units
• 3-4 Units

Income Docs Needed

• 2 years taxes
• Last two pay stubs
• 3 months bank statements

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Debt Ratios

• 35% max full doc
• 45% max w bank statements

A home loan amount that is higher than the conforming loan limit($484,350 in most US counties and as high as $726,525 in some high-cost areas), is generally considered a Jumbo Loan. If the loan amount exceeds $1,000,000, it is a Super Jumbo Loan.

LTV’s & Loan Amounts

• 50% to $2,000,000
• 60% tp $3,000,000
• 70% to $4,000,000

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Benefits

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Best Features

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Appraisal Requirements

A home loan amount that is higher than the conforming loan limit($484,350 in most US counties and as high as $726,525 in some high-cost areas), is generally considered a Jumbo Loan. If the loan amount exceeds $1,000,000, it is a Super Jumbo Loan.

Notes:

Self-Employed Mortgage Loans are Non-Conforming loans that offer enhanced mortgage solutions and higher limits for loan amounts above the conforming loan limit of $548,250 for most U.S. counties.