A conventional loan is a type of mortgage that is not insured or guaranteed by the government, typically requiring a higher credit score and down payment than government-backed loans.
FHA loans are mortgage loans insured by the Federal Housing Administration, designed to assist homebuyers with lower credit scores and smaller down payments, making homeownership more accessible.
VA loans are mortgage loans exclusively available to veterans, active-duty service members, and eligible surviving spouses. They offer low or no down payment requirements for veterans.
Unlock home equity. Access funds as needed. Revolving credit. Competitive rates. Flexible repayment. Financial freedom. Tax advantages. Borrow smarter with a HELOC loan.
Unlock your dream home with non-QM loans. Say goodbye to strict guidelines and hello to flexibility. Get approved today and enjoy the home you’ve always wanted. Don’t wait, take the leap!
Unlock your dream home with non-QM loans. Say goodbye to strict guidelines and hello to flexibility. Get approved today and enjoy the home you’ve always wanted. Don’t wait, take the leap!
Experience hassle-free financing with NO DOC loans. No need to worry about extensive documentation. Simplify the process and secure your home loan faster. Unlock the possibilities today!
Experience hassle-free financing with NO DOC loans. No need to worry about extensive documentation. Simplify the process and secure your home loan faster. Unlock the possibilities today!
Experience hassle-free financing with NO DOC loans. No need to worry about extensive documentation. Simplify the process and secure your home loan faster. Unlock the possibilities today!
is a California licensed mortgage broker located in San Francisco.
We serve all of California specializing in working with our referral partners such as Realtors in San Francisco County, Sacramento County, Alameda County, Contra Costa County, Santa Clara County, Fresno County, and Solano County.
At Champions Funding, as a wholesale mortgage lender, we are hyper-focused on the Non-QM market and as a result, we’re focused on you and your success as you navigate loan options for your borrowers who may not meet traditional agency guidelines.
Our flagship, Ally No Ratio loan programs serves a bigger purpose and helps you tap into a market of underserved borrowers in historically underserved communities, by providing access to credit-worthy and who need a champion, like YOU!
Streamlined Processes
Streamlined approvals with minimal conditions
Quick turn times
Direct contact with empowered decision-makers
Get put on a pathway to a YES by eliminating underwriting friction
User-friendly, common-sense guidelines
Community-Focused Programs
Alt-Doc offering flexible solutions with broader qualification methods and documentation types
Consumer Neighborhood – No income/No DTI calculations
Business Purpose DSCR
Personalized support to grow your business
Non-QM education and training for all levels of experience
Focus on collaboration within the wholesale mortgage broker community
Complimentary marketing materials
