Fannie Mae / Freddie Mac Loans
Fannie and Freddie loans have competitive interest rates and low down payment options.
FHA / VA – Government Loans
An FHA loan has less-restrictive qualifications which can make it a good choice if you’re worried about coming up with a down payment and/or have a lower credit score.
Jumbo / Super Jumbo Self-Employed
Finding a jumbo loan when you’re self-employed can seem like a challenge. Non-QM Jumbo Loans are an alternative form of financing Non-QM Loans for self-employed borrowers do not require any income tax returns. 12 months of bank statement deposits are averaged and used as monthly income of borrowers on non-QM jumbo loans
Bank Statement Loans
Bank Statement Mortgage Loans Help Eligible Self-Employed Borrowers Qualify Without Tax Returns. We have a bank statement program for self-employed borrowers to purchase or refinance a home. This program allows personal or business bank statements to calculate income without requiring tax returns.
Jumbo / Super Jumbo Self-Employed
Finding a jumbo loan when you’re self-employed can seem like a challenge. Non-QM Jumbo Loans are an alternative form of financing Non-QM Loans for self-employed borrowers do not require any income tax returns. 12 months of bank statement deposits are averaged and used as monthly income of borrowers on non-QM jumbo loans
Bank Statement Loans
Bank Statement Mortgage Loans Help Eligible Self-Employed Borrowers Qualify Without Tax Returns. We have a bank statement program for self-employed borrowers to purchase or refinance a home. This program allows personal or business bank statements to calculate income without requiring tax returns.
30 Year Fixed
The key here is being able to verify your income to lenders, so they know you’re not high risk. You will have to take extra steps to reassure lenders, but it’s worth it. Despite the additional steps to verify your self-employed income, you can still qualify for the same mortgage programs as anyone else. Including popular programs like FHA, VA, and Conventional 15 and 30-year mortgages.
30 Year Fixed with Interest Only Option (I/O)
An interest-only mortgage may be a good option if you want a lower monthly mortgage payment when you begin paying off your loan. But make sure you’re OK with your payment rising substantially when you begin paying principal