DSCR Loans For Investors

Use Rents to QualifyDSCR Mortgage LoansQualify Using Only Rents Debt Service Coverage Ratio (DSCR) mortgage loans are a type of commercial real estate loan that is based on the property’s ability to generate enough income to cover the loan payments. 620+ Fico 80% LTV  30yr, 15yr fixed, IO Option DSCR, – Rents to Qualify -…

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DSCR – Rental Income

Use Rents to QualifyDSCR Mortgage LoansQualify Using Only Rents Debt Service Coverage Ratio (DSCR) mortgage loans are a type of commercial real estate loan that is based on the property’s ability to generate enough income to cover the loan payments. 620+ Fico 80% LTV  30yr, 15yr fixed, IO Option DSCR, – Rents to Qualify -…

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P & L / Profit & Loss

S/E – Flex Qual OptionP & L StatementsP & L Statements Qualify If you’re a business owner, you can use P & L Statements Prepared by a CPA Can Help You Qualify for mortgage loans for home and investment.. 600+ Fico 10% down payment  40, 30yr, 15yr fixed, IO Option Full Doc & Alt Doc…

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Non-QM

Alernative DocsNon-QM LoansAll about the ins and outs of Non-QM Loans Non-Qualified Mortgages (Non-QM loans) are mortgage loans that cater to borrowers with unconventional income sources, higher debt-to-income ratios, or imperfect credit histories.

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5 – 8 Units

Best Small Apt Option5-8 Units Mixed Use & ApartmentsExcellent terms for small Apartment! These small apartment loans are a type of commercial real estate loan that is specifically designed for  5 to 8 units. These loans are used by owners to finance a purchase or a renovation.. 620+ Fico 80% LTV 30yr, 15yr fixed, IO…

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Hard Money / Bridge

Project CapitalHard MoneyGet Capital FAST Hard money and Bridge loans are a type of short-term financing that is secured by real estate. These loans are typically used by real estate investors who need quick access to capital for a property purchase or renovation project. 620+ Fico 30% down payment  3 year IO Option Full Doc…

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Jumbo/Super Jumbo

Bank Turn Downs OkJumbo Fall Out OkBank Turn Down Your Jumbo Loan? Jumbo mortgage fall out occurs when a borrower is pre-approved for a jumbo mortgage, but is unable to complete the loan process due to issues such as an appraisal that comes in too low, a change in employment, or a change in credit…

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Jumbo Fall Out

Bank Turn Downs OkJumbo Fall Out OkBank Turn Down Your Jumbo Loan? Jumbo mortgage fall out occurs when a borrower is pre-approved for a jumbo mortgage, but is unable to complete the loan process due to issues such as an appraisal that comes in too low, a change in employment, or a change in credit…

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P & L / Profit & Loss

S/E – Flex Qual OptionP & L / Profit & LossQualify with P & L Statements – CPA If you’re a business owner, you can use P & L Statements Prepared by a CPA Can Help You Qualify for mortgage loans for home and investment.. 600+ Fico 10% down payment  40, 30yr, 15yr fixed, IO…

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Bank Statement

S/E Flex-Qual OptionBank StatementsS/E – Use Bank Statements to Qualify Bank statements can be a powerful tool. Banks and other lenders use bank statements to verify your income and expenses, which are important factors in determining whether or not you qualify for a loan. 620+ Fico 10% down payment  40, 30yr, 15yr fixed, IO Option…

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Investment & 2nd Homes

Profit & LeisureInvestment LoansFinancing Options to Consider Investment and second homes can be a smart financial decision, but securing financing for these types of properties can be challenging. 700+ Fico 10% down payment  30yr, 15yr fixed Full Doc w 12 Months Reserves Loans to $3 Mil+

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Jumbo/Super Jumbo

Go Big & BiggerJumbo LoansFinancing High-Value Properties Jumbo and Super Jumbo loans are a type of mortgage designed to finance high-value properties that exceed the conforming loan limit set by Fannie Mae and Freddie Mac. 700+ Fico 10% down payment  30yr, 15yr fixed Full Doc w 12 Months Reserves Loans to $3 Mil+

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FHA Loans

Low Down PaymentFHA LOANSAffordability for Homebuyers FHA loans are a popular choice for first-time homebuyers or those with limited funds for a down payment. 600+ Fico 0% down payment  30yr, 20yr, 15yr fixed Full Doc & 1099s ok Loans to $3 Mil+

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VA LOANS

Zero Down PaymentVA LOANSZero Down for Homebuyers If you’re a veteran, active-duty service member, or a surviving spouse, VA loans can be a valuable resource for purchasing or refinancing a home. 620+ Fico 0% down payment  30yr, 20yr, 15yr fixed Full Doc  $726,000 – $1.396 mil

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