Property Types:

• SFR 1 Unit
• Two Units
• 3-4 Units

Income Docs Needed

• Last two pay stubs
• 3 months bank statements
• 2 years taxes

Zero Down Mortgage Loans are fully documented loans for those who can show their source of income in the form of paystubs or 1099s and federal taxes.

Debt Ratios

• 35% max full doc
• 45% max w bank statements

A home loan amount that is higher than the conforming loan limit($484,350 in most US counties and as high as $726,525 in some high-cost areas), is generally considered a Jumbo Loan. If the loan amount exceeds $1,000,000, it is a Super Jumbo Loan.

LTV’s & Loan Amounts

• 50% to $2,000,000
• 60% tp $3,000,000
• 70% to $4,000,000

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Benefits

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Best Features

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Appraisal Requirements

A home loan amount that is higher than the conforming loan limit($484,350 in most US counties and as high as $726,525 in some high-cost areas), is generally considered a Jumbo Loan. If the loan amount exceeds $1,000,000, it is a Super Jumbo Loan.

Notes:

Self-Employed Mortgage Loans are Non-Conforming loans that offer enhanced mortgage solutions and higher limits for loan amounts above the conforming loan limit of $548,250 for most U.S. counties.